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Product Details
Secure Savings 5 Year
Company social profile:
Product Name
Secure Savings 5 Year
Annuity Type
MYGA
Issuing Insurance Company and Ratings
SILAC Insurance Company
Ratings
Product Information
The Secure Savings 5 Year is a Single Premium Deferred Annuity offering a 5 Year Rate Guarantee with a 5 Year Surrender Charge Period and Market Value Adjustment provision.
Key Features
Premium Types: Single
Minimum Premium: 10,000
Maximum Premium: 500,000
Free Look Period: 30 Days
Rate Lock Period: 30 Days
Tax-Qualified: 401k, NonQual, IRA-Roth, TSA 403b, IRA-Simple, IRA Transfer, IRA Rollover, Inherited IRA
Rates
Effective Date: 10/12/2025
Initial Guarantee Period: 5 years
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 500,000
Current
5 Year Guarantee Period Annual Yield:
3.45%
Interest rate start of year 1 through end of year 5:
3.45%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NJ NY PR VI
Withdrawal Provisions
First Year Withdrawals: Interest Only
Withdrawal Years 2+: 5%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 90
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Not available in GU NJ NY PR VI
