Skip to content 
Product Details
Secure Savings Elite 2 (FL)
Company social profile:
Product Name
Secure Savings Elite 2 (FL)
Annuity Type
MYGA
Issuing Insurance Company and Ratings
SILAC Insurance Company
Ratings
Product Information
The Secure Savings Elite 2 (FL) is a Single Premium Deferred Annuity offering a 2 Year Rate Guarantee with a 2 Year Surrender Charge Period and Market Value Adjustment provision.
Key Features
Premium Types: Single
Minimum Premium: 10,000
Maximum Premium: 500,000
Free Look Period: 30 Days
Rate Lock Period: 30 Days
Tax-Qualified: IRA, 401k, KEOGH, IRA-Roth, TSA 403b, IRA-Simple, IRA Transfer, IRA Rollover, Inherited IRA
Rates
Effective Date: 10/12/2025
Initial Guarantee Period: 2 Years
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 500,000
Current
2 Year Guarantee Period Annual Yield:
3.15%
Interest rate start of year 1 through end of year 2:
3.15%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in FL
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: No
Wait Period Interest Only : 2 Years
Withdraw from the accumulation Value After : 2 Years
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Only available in FL
