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Product Details
DualTrack Income
Company social profile:
Product Name
DualTrack Income
Annuity Type
FIA
Issuing Insurance Company and Ratings
Delaware Life Insurance Company
Ratings
Product Information
The DualTrack Income is a Modified single premium, tax-deferred fixed index annuity (FIA), with a 10-year surrender charge period with an MVA provision, that can help retirement savers capture a portion of the market’s upside growth potential, while protecting their savings from the risks of market drops. This product contains a GLWB that tracks the growth of two income paths. A roll up based path and a performance based path, giving you the higher of the two values when you turn on income.
Key Features
Premium Types: Single
Minimum Premium: 25,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Maximum total premium cannot exceed $1M without prior approval. Subsequent premium not permitted after any owner/annuitant has attained age 80.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
Premium Limits: Maximum total premium cannot exceed $1M without prior approval. Subsequent premium not permitted after any owner/annuitant has attained age 80.
State Restrictions: Not available in GU NY PR VI
