Product Details
Product Name
Target Growth 10 Precision Core
Annuity Type
FIA
Issuing Insurance Company and Ratings
Delaware Life Insurance Company
Ratings
A.M. Best
A-
4th of 15
Standard & Poor's
A-
7th of 22
Fitch
A-
7th of 19
Product Information
The Target Growth 10 Precision Core is a flexible premium, tax-deferred fixed index annuity (FIA) with a 10-year surrender charge period with a MVA provision. The Target Growth 10 Precision Core is designed for customers looking for a strong accumulation solution that provides downside market protection. The product offers a variety of index account options so that customers are able to diversify across different index styles. The Target Growth 10 Precision Core also features a Bailout provisions.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: Min Single Premium: 25,000
Maximum Premium: Max Premium 18+: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/04/2026
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: Min Single Premium: 25,000 - Max Premium 18+: 1,000,000
Current
0 Year Guarantee Period Annual Yield:
4.2%
Interest rate start of year 1 through end of year 0:
4.2%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Additional premium payments will automatically be allocated to the Fixed Account until the contract anniversary and must be at least $500. Amounts allocated to the Fixed Account can be reallocated on the contract anniversary by submitting a written request.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : –
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 80, Annuitant: 80
Premium Limits: Additional premium payments will automatically be allocated to the Fixed Account until the contract anniversary and must be at least $500. Amounts allocated to the Fixed Account can be reallocated on the contract anniversary by submitting a written request.
State Restrictions: Not available in GU NY PR VI