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Product Details
MarketFuture Bonus Income
Company social profile:
Product Name
MarketFuture Bonus Income
Annuity Type
FIA
Issuing Insurance Company and Ratings
EquiTrust Life Insurance Company
Ratings
Product Information
The MarketFuture Bonus Income is a flexible-premium, fixed index deferred annuity with a 10 year surrender charge period, an MVA provision, multiple index account options, and a fixed account option.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: Min Single Premium: 10,000
Maximum Premium: Max Premium 40+: 2,000,000
Free Look Period: 15 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual, SEP IRA, IRA-Roth, IRA-Simple, IRA Transfer, IRA Rollover, Inherited IRA
Rates
Effective Date: 04/02/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: Min Single Premium: 10,000 - Max Premium 40+: 2,000,000
Current
0 Year Guarantee Period Annual Yield:
3.5%
Interest rate start of year 1 through end of year 0:
3.5%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Contract premium over maximum needs prior EquiTrust approval.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: N/A
Date For Calculation: N/A
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 80, Annuitant: 80
Premium Limits: Contract premium over maximum needs prior EquiTrust approval.
State Restrictions: Not available in GU NY PR VI
