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Product Details
ForeCare Fixed Annuity with LTC Rider (OH)
Company social profile:
Product Name
ForeCare Fixed Annuity with LTC Rider (OH)
Annuity Type
FA
Issuing Insurance Company and Ratings
Global Atlantic Financial Group
Ratings
Product Information
The ForeCare Fixed Annuity with LTC Rider (OH) Single-premium, tax-deferred annuity with qualified long-term care benefits, for non-qualified funds only. The ForeCare Fixed Annuity with LTC Rider (OH) has a 7 Year Surrender Charge Period, an MVA provision, and features: • A Rider for Long-Term Care benefit (with monthly charge) • An Optional Non-forfeiture (with up-front charge) • An Optional Inflation Protection Benefit (with up-front charge) Covered Care includes: Home Care, Home Health Aide, Homemaker Services, Chore Services, Nurse and Therapist, Personal Care, Respite Care, Adult Day Care, Assisted Living Facility, Bed Reservation, Nursing Home Facility, and Hospice Care.
Key Features
Premium Types: Single
Minimum Premium: 35,000
Maximum Premium: 400,000
Free Look Period: 30 Days
Rate Lock Period: 14 Days
Tax-Qualified: NonQual
Rates
Effective Date: 10/02/2025
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
0 Year Guarantee Period Annual Yield:
Band 200,000+%
Interest rate start of year 1 through end of year 0:
Band 200,000+%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
0 Year Guarantee Period Annual Yield:
Band 0+%
Interest rate start of year 1 through end of year 0:
Band 0+%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in OH
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $35,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Ages: Insured 50-80, Owner/Annuitant 0-85.
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Only available in OH
