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Product Details
FG Guarantee-Platinum 5
Company social profile:
Product Name
FG Guarantee-Platinum 5
Annuity Type
MYGA
Issuing Insurance Company and Ratings
Fidelity & Guaranty Life Insurance Company
Ratings
Product Information
The Fidelity & Guaranty Life’s FG Guarantee-Platinum 5 is a Single Premium, Multi Year Guaranteed Annuity with a 5 Year Interest Rate guarantee, an MVA provision, and a 5 Year Surrender Charge Period.
Key Features
Premium Types: Single
Minimum Premium: 20,000
Maximum Premium: 2,500,000
Free Look Period: 10 Days
Rate Lock Period: 60 Days
Tax-Qualified: IRA, NonQual, SEP IRA, TSA 403b, IRA-Roth
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: 5 Years
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 20,000 - 2,500,000
Current
5 Year Guarantee Period Annual Yield:
4.9%
Interest rate start of year 1 through end of year 5:
4.9%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted. We [F&G] reserve the right to review cases over $1 million.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU MT NY PR VI
Withdrawal Provisions
First Year Withdrawals: Interest Only
Withdrawal Years 2+: Interest Only
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : 5 Years
Minimum Policy Value : $500
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 90, Annuitant: 90
Premium Limits: Flexible Premiums Not Accepted. We [F&G] reserve the right to review cases over $1 million.
State Restrictions: Not available in GU MT NY PR VI
