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Product Details

FG 1-2-3 Anytime Income

Company social profile:

Product Name

FG 1-2-3 Anytime Income

Annuity Type

FIA

Issuing Insurance Company and Ratings

Fidelity & Guaranty Life Insurance Company

Ratings

A.M. Best
A
3rd of 15
3rd of 15
Standard & Poor's
A-
7th of 22
7th of 22
Fitch
A-
7th of 19
7th of 19

Product Information

The FG 1-2-3 Anytime Income is a Flexible Premium Fixed Indexed Deferred Annuity with a 10-year withdrawal charge period and a market value provision. This product comes with a Lifetime Income Rider.

Key Features

Premium Types:  Flexible 2 Years
Minimum Premium: 10,000
Maximum Premium: 2,000,000
Free Look Period: N/A
Rate Lock Period: N/A
Tax-Qualified: IRA, NonQual, SEP IRA, TSA 403b, IRA-Roth, Inherited IRA

Rates

Effective Date: 27/02/2026
Initial Guarantee Period: N/A
Next Change: N/A

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 27/02/2026
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: 10,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
2.8%
Interest rate start of year 1 through end of year 0:
2.8%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

Additional premium is accepted ONLY within the first 18 months
Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

N/A

Withdrawal Provisions

First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No

Eligibility & Restrictions

Age Limits(Owner and Annuitant): 80
Premium Limits: Additional premium is accepted ONLY within the first 18 months
State Restrictions: Not available in CA GU NY VI
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