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Product Details

WealthDefender 10 CA

Company social profile:

Product Name

WealthDefender 10 CA

Annuity Type

FIA

Issuing Insurance Company and Ratings

Ibexis Life & Annuity Insurance Company

Ratings

A.M. Best
A-
4th of 15
4th of 15
Standard & Poor's
N/A
N/A
N/A
Fitch
N/A
N/A
N/A

Product Information

The WealthDefender 10 CA is a single premium deferred annuity with a 10-year surrender charge period featuring: Multiple index options and one fixed interest rate option.

Key Features

Premium Types:  Single
Minimum Premium: 25,000
Maximum Premium: 1,500,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: IRA, 401k, Pension, TSA 403b, IRA Transfer, Profit Sharing

Rates

Effective Date: 01/03/2026
Initial Guarantee Period: N/A
Next Change: N/A

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/03/2026
Next Change: N/A
Initial Guarantee Period: N/A
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

Only available in CA

Withdrawal Provisions

First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $5,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $1,000
Cumulative Free Withdrawl: No

Eligibility & Restrictions

Age Limits(Owner and Annuitant): Owner: 82, Annuitant: 82
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Only available in CA
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