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Product Details
Nassau Simple Annuity 4
Company social profile:
Product Name
Nassau Simple Annuity 4
Annuity Type
MYGA
Issuing Insurance Company and Ratings
Nassau Life Insurance Company
Ratings
Product Information
The Nassau Life and Annuity Company’s Nassau Simple Annuity 4 is a Single Premium Deferred Annuity with a 4 Year Surrender Charge Period and a Market Value Adjustment, to optimize growth potential.
Key Features
Premium Types: Single
Minimum Premium: 10,000
Maximum Premium: 1,000,000
Free Look Period: 10 Days
Rate Lock Period: 60 Days
Tax-Qualified: 457, IRA, 401k, 401a, KEOGH, NonQual, TSA 403b, IRA-Roth, IRA-Simple, IRA Rollover
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: 4 years
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 10,000 - 1,000,000
Current
4 Year Guarantee Period Annual Yield:
5%
Interest rate start of year 1 through end of year 4:
5%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU ME NY PR VI
Withdrawal Provisions
First Year Withdrawals: 5%
Withdrawal Years 2+: 5%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 85, Annuitant: 85
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Not available in GU ME NY PR VI
