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Product Details
Charter Plus 14
Company social profile:
Product Name
Charter Plus 14
Annuity Type
FIA
Issuing Insurance Company and Ratings
North American Company for Life and Health Insurance
Ratings
Product Information
The Charter Plus 14 is a flexible premium annuity with a 14 year surrender charge period and an MVA provision.
Key Features
Premium Types: Flexible for Life of the Product
Minimum Premium: 20,000
Maximum Premium: 2,000,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: IRA, NonQual, SEP IRA, TSA 403b, IRA-Roth, IRA-Simple, IRA Transfer, IRA Rollover
Rates
Effective Date: 02/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 20,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
3%
Interest rate start of year 1 through end of year 0:
3%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
The Charter Plus 14 also pays a Premium Bonus on all premiums paid during the first three years. The Premium Bonus is subject to a Recapture Provision.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $1,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): Owner: 75, Annuitant: 75
Premium Limits: The Charter Plus 14 also pays a Premium Bonus on all premiums paid during the first three years. The Premium Bonus is subject to a Recapture Provision.
State Restrictions: Not available in AK CA CT DE GU HI ID IN MD MN MO MT NJ NV NY OH OK OR PA PR SC TX UT VA VI WA
