Product Details
NAC Control. X
Company social profile:
Product Name
NAC Control. X
Annuity Type
FIA
Issuing Insurance Company and Ratings
North American Company for Life and Health Insurance
Ratings
Product Information
The NAC Control. X is a single premium deferred fixed index annuity with an optional income rider. The optional Total Control Rider includes a withdrawal benefit rider and ADL benefit rider. The rider offers multiple (up to ten) lifetime payment amount elections. The NAC Control. X has a 10-year withdrawal charge period with an MVA provision. It accumulates interest in the following ways: A) based on the change in the Index Account during each contract year, without the risk of losing premium due to market volatility, and/or B) a traditional Fixed Account. These indices include the Barclays Transitions 6 VC Index, Barclays Transitions 12 VC Index and S&P 500 Index.
Key Features
Premium Types: Single
Minimum Premium: 20,000
Maximum Premium: 2,000,000
Free Look Period: 30 Days
Rate Lock Period: N/A
Tax-Qualified: N/A
Rates
Effective Date: 02/04/2026
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 20,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
3.9%
Interest rate start of year 1 through end of year 0:
3.9%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Flexible Premiums Not Accepted
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
N/A
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $1,000
Withdrawl Calculated On: N/A
Date For Calculation: N/A
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 79
Premium Limits: Flexible Premiums Not Accepted
State Restrictions: Not available in GU NY PR VI
