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Product Details

NAC Guaranteed Allocation 7 Model Blend B

Company social profile:

Product Name

NAC Guaranteed Allocation 7 Model Blend B

Annuity Type

FIA

Issuing Insurance Company and Ratings

North American Company for Life and Health Insurance

Ratings

A.M. Best
A+
2nd of 15
2nd of 15
Standard & Poor's
A+
5th of 22
5th of 22
Fitch
A+
5th of 19
5th of 19

Product Information

The NAC Guaranteed Allocation 7 Model Blend B is a modified single premium fixed index annuity with a 7 year surrender charge schedule and an MVA provision.

Key Features

Premium Types:  1st Year or Less
Minimum Premium: 20,000
Maximum Premium: 2,000,000
Free Look Period: 30 Days
Rate Lock Period: 45 Days
Tax-Qualified: Model Blend and Fixed Account

Rates

Effective Date: 02/04/2026
Initial Guarantee Period: N/A
Next Change: N/A

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 02/04/2026
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: 20,000 - 2,000,000
Current
0 Year Guarantee Period Annual Yield:
3.5%
Interest rate start of year 1 through end of year 0:
3.5%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

The minimum premium requirement for allocation to a Model Blend is $2,000.
Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

All approved states

Withdrawal Provisions

First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $1,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No

Eligibility & Restrictions

Age Limits(Owner and Annuitant): 85
Premium Limits: The minimum premium requirement for allocation to a Model Blend is $2,000.
State Restrictions: Not available in GU NY PR VI
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