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Product Details

Prudential Surepath 10

Company social profile:

Product Name

Prudential Surepath 10

Annuity Type

FIA

Issuing Insurance Company and Ratings

The Prudential Insurance Company

Ratings

A.M. Best
A+
2nd of 15
2nd of 15
Standard & Poor's
AA-
4th of 22
4th of 22
Fitch
AA-
4th of 19
4th of 19

Product Information

If you’re looking to protect your savings from market loss and still want the potential to increase your assets, the Prudential Surepath 10 offers you both. It can be a smart choice as part of your overall financial strategy. This Fixed Indexed Annuity offers index and fixed account options, a 10 year surrender charge period, and an MVA provision.

Key Features

Premium Types:  Single
Minimum Premium: 25,000
Maximum Premium: 1,000,000
Free Look Period: 20 Days
Rate Lock Period: 15 Days
Tax-Qualified: IRA, NonQual, IRA-Roth

Rates

Effective Date: 01/02/2026
Initial Guarantee Period: N/A
Next Change: N/A

Premium Amount: $100,000 - See Notes (High-Band)

3 Year Guarantee Period Annual Yield:

Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 01/02/2026
Next Change: N/A
Initial Guarantee Period: N/A
Premium Amount: 25,000 - 1,000,000
Current
0 Year Guarantee Period Annual Yield:
3%
Interest rate start of year 1 through end of year 0:
3%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)

Deposit Amount: $

Premium Amount: $100,000 - See Notes (Low-Band)

Premiums that exceed $1,000,000 or more require prior company approval.
Interest rate start of year 1 through end of year 3:

Current

4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $

State Approvals

Not available in GU NY PR VI

Withdrawal Provisions

First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No

Eligibility & Restrictions

Age Limits(Owner and Annuitant): 85
Premium Limits: Premiums that exceed $1,000,000 or more require prior company approval.
State Restrictions: Not available in GU NY PR VI
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