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Product Details
Sage Accumulator 10 CA
Company social profile:
Product Name
Sage Accumulator 10 CA
Annuity Type
FIA
Issuing Insurance Company and Ratings
Sagicor Life Insurance Company
Ratings
Product Information
The Sage Accumulator 10 CA is a single premium, tax-deferred fixed index annuity (FIA), with a 10-year surrender charge period with an MVA provision. Sage Accumulator FIA offers principal protection and growth opportunities via interest crediting strategies linked to the performance of the S&P 500® Index, three iShares® ETFs from BlackRock, or a fixed rate.
Key Features
Premium Types: Single
Minimum Premium: 25,000
Maximum Premium: 1,000,000
Free Look Period: 30 Days
Rate Lock Period: N/A
Tax-Qualified: IRA, NonQual, IRA Transfer, IRA Rollover
Rates
Effective Date: 21/11/2025
Initial Guarantee Period: N/A
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Higher premium amounts require Home Office approval.
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in CA
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $250
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: $500
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 90
Premium Limits: Higher premium amounts require Home Office approval.
State Restrictions: N/A
