Product Details
Product Name
Allianz Benefit Control +
Annuity Type
FIA
Issuing Insurance Company and Ratings
Allianz Life Insurance Company of North America
Ratings
A.M. Best
A+
2nd of 15
Standard & Poor's
AA
3rd of 22
Fitch
N/A
N/A
Product Information
The Allianz Benefit Control + is a Limited Flexible Premium Deferred Fixed Indexed Annuity with a 10 Year Surrender Charge Period and an MVA provision. Includes Protected Income Value (PIV) rider with 25% initial premium bonus and choice of Accelerated or Balanced interest bonus option (higher PIV bonus or higher accumulation value bonus). PIV is the base for lifetime withdrawals. Cumulative free withdrawal up to 20%.
Key Features
Premium Types: Flexible 1.5 Years
Minimum Premium: $20,000
Maximum Premium: $2,000,000
Free Look Period: 20 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 03/03/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 03/03/2026
Next Change: N/A — not specified
Initial Guarantee Period: 10 years
Premium Amount: $20,000 - $2,000,000
Current
10 Year Guarantee Period Annual Yield:
2.50%%
Interest rate start of year 1 through end of year 10:
2.50%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY OR PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $500
Withdrawl Calculated On: Premium
Date For Calculation: Contribution
Systematic Withdrawl: No
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: 20%
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
State Restrictions: Not available in GU NY OR PR VI