Product Details
Product Name
Allianz Benefit Control
Annuity Type
FIA
Issuing Insurance Company and Ratings
Allianz Life Insurance Company of North America
Ratings
A.M. Best
A+
2nd of 15
Standard & Poor's
AA
3rd of 22
Fitch
N/A
N/A
Product Information
The Allianz Benefit Control is a Limited Flexible Premium Deferred Fixed Indexed Annuity with a 10 Year Surrender Charge Period and an MVA provision. Includes Protected Income Value (PIV) rider with choice of Accelerated or Balanced interest bonus option (25% initial bonus on PIV). Riders include Nursing Home Waiver, Flexible Withdrawal Rider (only in MD), and optional Death Benefit rider.
Key Features
Premium Types: Flexible 1.5 Years
Minimum Premium: $20,000
Maximum Premium: $1,000,000
Free Look Period: 20 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 03/03/2026
Initial Guarantee Period: 10 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 03/03/2026
Next Change: N/A — not specified
Initial Guarantee Period: 10 years
Premium Amount: $20,000 - $1,000,000
Current
10 Year Guarantee Period Annual Yield:
2.50%%
Interest rate start of year 1 through end of year 10:
2.50%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in MD OR
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $500
Withdrawl Calculated On: Premium
Date For Calculation: Contribution
Systematic Withdrawl: No
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 80
State Restrictions: Only available in MD OR