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Product Details
Allianz Accumulation Advantage 7
Company social profile:
Product Name
Allianz Accumulation Advantage 7
Annuity Type
FIA
Issuing Insurance Company and Ratings
Allianz Life Insurance Company of North America
Ratings
Product Information
The Allianz Accumulation Advantage 7 is a flexible premium fixed index annuity permitting additional premium for 18-months, with a 7 year surrender charge period and an MVA provision. Features a step-rate Fixed Account (Low Band $20k+: 3.90%, High Band $100k+: 4.40%, guaranteed for 1 year).
Key Features
Premium Types: Flexible 1.5 Years
Minimum Premium: $20,000
Maximum Premium: $2,000,000
Free Look Period: 20 Days
Rate Lock Period: 60 Days
Rates
Effective Date: 03/03/2026
Initial Guarantee Period: 7 years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: $100,000+
Current
7 Year Guarantee Period Annual Yield:
4.40%%
Interest rate start of year 1 through end of year 7:
4.40%%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
7 Year Guarantee Period Annual Yield:
3.90%%
Interest rate start of year 1 through end of year 7:
3.90%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: No
Withdrawal Years 2+: 10%
Wait Period Interest Only : 1 Year
Withdraw from the accumulation Value After : One Year
Minimum Policy Value : $500
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $100
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85
State Restrictions: Not available in GU NY PR VI
