Product Details
Product Name
Aviator 5
Annuity Type
FIA
Issuing Insurance Company and Ratings
Athene IA
Ratings
A.M. Best
A+
2nd of 15
Standard & Poor's
A+
5th of 22
Fitch
A+
5th of 19
Product Information
The Aviator 5 is a Single Premium Indexed Deferred Annuity with a 5 Year Surrender Charge Period and a Market Value Adjustment provision.
Key Features
Premium Types: Single
Minimum Premium: $10,000
Maximum Premium: $1,000,000
Free Look Period: N/A
Rate Lock Period: N/A
Rates
Effective Date: 09/03/2026
Initial Guarantee Period: 5 Years
Next Change: N/A — not specified
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Effective Date: 09/03/2026
Next Change: N/A — not specified
Initial Guarantee Period: 5 Years
Premium Amount: $100,000+
Current
5 Year Guarantee Period Annual Yield:
3.80%%
Interest rate start of year 1 through end of year 5:
3.80%%
Accumulation Value (assuming no withdrawals)
Premium Amount: $25,000 - $99,999
Current
5 Year Guarantee Period Annual Yield:
3.70%%
Interest rate start of year 1 through end of year 5:
3.70%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Not available in CA GU NY PR VI
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : No Wait
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : N/A
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: No
Min Withdrawl Amount: N/A
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 85 years old
State Restrictions: Not available in CA GU NY PR VI