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Product Details
Assured Edge Income Builder
Company social profile:
Product Name
Assured Edge Income Builder
Annuity Type
MYGA
Issuing Insurance Company and Ratings
The United States Life Insurance of New York
Ratings
Product Information
The The United States Life Insurance Co. (NY)’s Assured Edge Income Builder is a Single Premium Fixed Annuity with a 7-Year interest rate guarantee, a 7-Year Surrender Charge period, an MVA provision, and a Guaranteed Lifetime Withdrawal Benefit (GLWB).
Key Features
Premium Types: Single
Minimum Premium: 25,000
Maximum Premium: 2,000,000
Free Look Period: 20 Days
Rate Lock Period: 75 Days
Tax-Qualified: IRA, NonQual, IRA-Roth, IRA Rollover
Rates
Effective Date: 01/04/2026
Initial Guarantee Period: 7 years
Next Change: N/A
Premium Amount: $100,000 - See Notes (High-Band)
3 Year Guarantee Period Annual Yield:
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Premium Amount: 25,000 - 2,000,000
Current
7 Year Guarantee Period Annual Yield:
2.45%%
Interest rate start of year 1 through end of year 7:
2.45%%
Accumulation Value (assuming no withdrawals)
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
Premium Amount: $100,000 - See Notes (Low-Band)
Minimum single premium for non-natural entities: $150,000
Interest rate start of year 1 through end of year 3:
Current
4.05%
4.05%
Accumulation Value (assuming no withdrawals)
Deposit Amount: $
State Approvals
Only available in NY
Withdrawal Provisions
First Year Withdrawals: 10%
Withdrawal Years 2+: 10%
Wait Period Interest Only : 30 Days
Withdraw from the accumulation Value After : Immediately
Minimum Policy Value : $2,000
Withdrawl Calculated On: Accumulation
Date For Calculation: Issue
Systematic Withdrawl: Yes
Min Withdrawl Amount: $250
Cumulative Free Withdrawl: No
Eligibility & Restrictions
Age Limits(Owner and Annuitant): 50-80
Premium Limits: Minimum single premium for non-natural entities: $150,000
State Restrictions: Only available in NY
